We defend insurers against policyholders attempting to indemnify our client with questionable and/or fraudulent claims. This field of civil law is known as insurance defense. According to the Federal Bureau of Investigation, it is estimated that the insurance industry loses roughly 40 billion dollars each year due to fraudulent claims. In return, the insurers have no choice but to raise the prices of premiums of their policyholders in order to make up the losses. This is unfair to the insurer as well as the policyholder.
Our attorneys are knowledgeable in the schemes policyholders use to commit fraud. In turn, we use this knowledge in the courtroom to prove the claimant is guilty, and release our client of any liability. The most common areas of insurance where fraud is committed include:
- Homeowners insurance
- Auto insurance
- Workers’ compensation
- Personal injury
However, we understand that policyholders do at times file legitimate claims. Deciding whether or not the claim is relative to the insurer’s coverage policies is another matter. Disputes surrounding liability, obligations or claims not covered under an insurer’s policy are factors an attorney will concentrate on to build a case for their client. Regarding fraudulent claims filed by policyholders, our insurance defense attorneys will do the best of their ability to prove that the claimant is attempting to scam the insurer for monetary compensation. The most common forms of insurance fraud include, but are not limited to:
- Staged auto accidents
- Claims of stolen vehicles
- Falsifying damage reports to vehicles
- Falsifying injuries sustained in accidents
- Committing arson to collect insurance payouts
As insurance defense cases require strong evidence to prove the insurer is not liable for a payout resulting from a fraudulent claim, our attorneys ensure that the process of settling the case to your advantage is our top priority. Whether you require assistance in filing a motion/petition to the court or are in need of proper representation in court, be assured that we will serve you to the best of our abilities.
If you have discovered a potential insurance scam, don’t allow the claimant to defraud your company. Contact an insurance defense lawyer at McAllen’s Roerig, Oliveira & Fischer, LLP at 956.393.6300 for our McAllen office or 956.542.5666 for our Brownsville office.